Whether your business is emerging, enjoying high growth or rebounding from past challenges, FBFC has the finance tools to help you reach your goals.  Through our wide range of products and services, you can benefit from customized business finance solutions that best fit the evolving needs of your company.

FBFC helps companies grow by focusing less on your financial condition than a conventional bank and more on the quality of your accounts receivable.  We specialize in releasing the cash tied up in your accounts receivable, through Invoice Factoring (Accounts Receivable Finance) or, if applicable, Credit Card Factoring (Merchant Cash Advance).  By concentrating on your ability to generate accounts receivable, we give you freedom to concentrate on growing your business.  In certain situations, we can lend on your other corporate assets as well.

Emerging Businesses and Start-ups
Emerging businesses and start-ups often find themselves restricted from conventional bank lines of credit due to unproven track records.  Even companies with years of growth often find conventional banks hesitant to provide full support, offering instead a small, inadequate solution.  FBFC is different.  Our clients range from start-ups to well-established businesses, many of which were previously turned down by conventional banks due to a lack of history. FBFC’s funding options helped make the dreams of these business owners come true by providing the cash flow support needed to grab opportunities to grow their businesses.  We would honor the opportunity to help you, too, seize the moment and realize your growth goals.

High Growth
High growth businesses have the products or services everyone desires, but may lack the capital and cash flow to support growth.  Even if you’ve invented a better product, meeting the demand can be a big hardship without sufficient cash flow.  FBFC can help by factoring your accounts receivable and release the tied up cash.  Use the funds to buy inventory, make payroll, pay vendors, obtain better terms, and line up the resources you need to move more of your product and services to market.  Unlike fixed lines of credit, FBFC will not limit your availability due to your growth, and we will not wait until your next year-end statement is available to make a decision.  When you need cash flow support now, next year may be too little, too late.

As your business grows, so does your accounts receivable and your need for cash flow.  FBFC will keep pace with your growth. Our decisions are made on your most recent available information, not information that is months down the road.

Past Problems?
Your business may have something in its past that makes it difficult to meet bank requirements. Oftentimes, conventional banks will decline your business because of a bankruptcy, poor personal credit, or losses you’ve incurred.  FBFC looks beyond the negatives to develop a solution that will keep your business growing.  Your confirmed orders and invoices with your customers may be all we need to help release the cash tied up in your receivables.

Business in Turn-Around Mode?
FBFC understands that dreams for your business do not always go as planned.  FBFC will work with you to get back on track.  FBFC will not fund your business into a deeper hole by financing future losses merely to profit from your misfortunes.  Instead, with a reasonable plan to turn your business profitable, we will provide the Factoring you need to fund your revitalization.

If additional working capital is what you need to generate more sales and improve your gross margins, FBFC has a finance strategy for you.